A guide to business current accounts and neobanks built for European founders, freelancers and small teams. Compare IBANs, cards, expense tools, accounting links and real monthly costs, with a plain summary of what each one does and who it fits.

Opening a business account used to mean an appointment, a stack of documents, and a wait. A wave of European neobanks changed that, and now a freelancer or a founder can open an account in a day, hand cards to a team, and watch expenses land straight in their accounting. The catch is that the offers look alike on the surface and differ a lot underneath, in the fees you only meet later.

Bank For Founders sorts business current accounts and neobank accounts by the way you actually run a company. We look at the real monthly cost once transfer and card fees are counted, how fast you can open an account, the card and payment limits, which countries an account serves, and how cleanly it feeds your bookkeeping. Each listing says in plain terms what the account does well and where it stops, so you can match one to your business instead of a marketing page.

These are business accounts and payment providers, and not every one is a traditional bank, so we note who holds your money and how it is protected. Read the fee terms before you switch, especially on foreign payments and cash.