Business Accounts in Belgium and Luxembourg
Accounts for companies registered in Belgium or Luxembourg, including the banks that specialise in entrepreneurs and the liberal professions and the Luxembourg institutions used by holding structures. Belgian companies must keep a business account apart from the founder's personal one, and a Luxembourg incorporation needs a blocked capital deposit certificate first, so onboarding speed and the fee for that certificate deserve the first look. After that, weigh package pricing against transaction volume, multi-currency options, service quality in English and French, and how each bank handles directors living abroad. Europe-wide accounts are sorted by product. Order follows reader demand and each bank's own reach.
- 1
Luxembourg's state savings bank serving professionals and SMEs since 1856, with S-Net Business online banking and expertise in business succession and entrepreneurial support.
- 2
Belgium's fifth-largest bank with Pro-pakket professional accounts for entrepreneurs and sole proprietors, combining payment terminals, debit and credit cards, and integration with Codabox for automated accounting.
- 3
A private banking institution established in 1937 with comprehensive services for entrepreneurs, family businesses, and liberal professions across Luxembourg and Belgium, emphasizing personalized advisory relationships and long-term wealth management alongside daily operational support.
- 4
Established Luxembourg bank founded 1856, offering enterprise solutions for businesses of all sizes alongside institutional banking and wealth management for international clients.
- 5
Belgium's largest cooperative bank, serving 300,000+ entrepreneur clients across 350+ branches, with business accounts, payment terminals, equipment financing, and working capital solutions purpose-built for self-employed and small-business owners.
- 6
The Brussels-focused arm of Belgium's largest banking group, with a dedicated Business PRO Account for entrepreneurs and small companies, starting at €51 per year, and full digital and branch support in French, Dutch, and English.
- 7
Belgian private bank serving entrepreneurs and self-employed professionals since 1747, integrating personal and professional wealth management with personalized advisory from dedicated bankers.
- 8
Luxembourg's cooperative bank with over a century of independent operation, offering tailored business accounts and financing for professionals, SMEs, craftspeople, freelancers, and farms, with local branch access and an emphasis on personalized service without the scale of international banking groups.
- 9
Belgian bank with 187 branches and over 800,000 customers, offering Package PRO for self-employed and Package Business for SMEs, both with online and mobile banking plus optional credit cards.
- 10
Belgium's state-owned bank offering comprehensive business accounts for companies, self-employed professionals, and liberal professions (lawyers, doctors, architects), with bundled payment and lending services starting at modest monthly costs and full digital banking integration.
- 11
Luxembourg's postal operator's banking division offering simplified business account packages for startups, SMEs, self-employed, and associations, with streamlined digital opening and an online banking platform.
- 12
Belgian cooperative bank founded in 1926, offering Flux Pro professional accounts with personal advisors, sustainable banking, and lending products tailored for self-employed and small companies.