Business Accounts in Italy
Conti correnti for an SRL, SRLS or partita IVA registered in Italy, from the national banking groups to the digital accounts aimed at small firms and professionals. Italy brings its own admin: the yearly imposta di bollo on business accounts, electronic invoicing through SDI, and F24 tax payments, so an account that handles all three saves hours every quarter. Weigh the canone against included operations, F24 and CBILL support, whether invoicing runs inside the account or through a separate tool, and the cost of cash and cheques. Accounts sold Europe-wide sit under the product pages. We rank on reader interest and provider standing.
- 1
Italy's largest banking group with a comprehensive suite of business current accounts for companies of all sizes, from startups to established enterprises.
- 2
Major Italian-European banking group offering flexible business current accounts with competitive rates and integrated financing options for entrepreneurs across multiple growth stages.
- 3
The world's oldest continuously operating bank, founded in 1472, offering comprehensive business banking to Italian companies from startups through corporate enterprises.
- 4
Italian mid-size banking group with strong regional presence, offering modular business current accounts tailored to companies, professionals, and condominium management entities.
- 5
Italy's historic bank established in 1913, now part of BNP Paribas, providing comprehensive business banking and digital payment platforms for professionals and enterprises.
- 6
Independent Italian regional bank offering comprehensive business current accounts with modular service tiers for companies, professionals, and condominium associations.
- 7
Modern Italian regional bank with digital-first business accounts emphasizing affordability and online management for freelancers, sole proprietors, and small businesses.
- 8
A 114-year-old Italian bank offering tailored business accounts for sole proprietors, professionals, and SMEs through multiple product tiers and digital-first services.
- 9
Central institution of Italy's cooperative banking network, connecting over 200 independent Casse Rurali and Banche di Credito Cooperativo serving businesses and communities across the country.
- 10
Italy's national postal service offering Conto BancoPosta Business Link, a digital business account for freelancers and small companies with nationwide postal infrastructure access.
- 11
Italian fintech startup offering streamlined business accounts with Italian IBAN, integrated invoicing software, and expense management for companies and freelancers.
- 12
Digital banking brand owned by Banca Sella, offering streamlined app-native business accounts for freelancers and small companies with transparent, low-cost operations.
- 13
A digital bank subsidiary of Montepaschi Group offering streamlined business accounts for companies, self-employed professionals, and associations with internet-first operations.
- 14
Italy's ethical banking cooperative offering business accounts with explicit social and environmental mandates, investing deposits exclusively in sustainable and social projects.
- 15
A Southern Italian bank renamed BdM Banca in 2023 after restructuring under Mediocredito Centrale, providing business banking for self-employed, SMEs, and corporate clients across Southern Italy.
- 16
Italy's largest direct bank runs one business account, Conto Small Business, and it is open only to sole traders and registered professionals. Companies cannot use it at all.
Frequently asked questions
What are my options if I want a digital-first account for my small business or freelance work?
You can choose between modern digital brands and fintech startups that focus on app-native management and low-cost operations. Some options specifically offer integrated invoicing software and expense management tools to simplify your administration.
Can I find a bank that supports large corporations as well as startups?
Yes, Italy has several major national banking groups that provide comprehensive suites for companies at every stage of growth. These range from traditional institutions serving massive enterprises to more modular services for new businesses.
Is it possible to get a business account through a local or cooperative network?
You can opt for regional banks or central institutions that connect a large network of independent cooperative banks. These often provide tailored services for local businesses and specific entities like condominium associations.
Which banks offer services specifically designed for freelancers and sole proprietors?
Many providers offer specialized tiers for professionals, including digital accounts and modular services. Some even include access to nationwide physical infrastructure to assist with daily business needs.