Business Accounts in the Netherlands

Zakelijke rekeningen for a BV, eenmanszaak or VOF registered in the Netherlands, covering the three large banks, the smaller sustainable ones and the Dutch challengers. A Dutch IBAN carries weight here because iDEAL payments, Belastingdienst direct debits and most payroll software expect one, which is why local providers still beat a foreign SEPA account. Compare the monthly package against included transactions, the charge per SEPA payment beyond it, links to Moneybird, Exact or e-Boekhouden, and how each bank treats a company with directors living abroad. Accounts open across Europe appear under the product categories. Ranked on the clicks readers send and provider reach.

  1. 1

    The Netherlands' largest bank, offering zakelijke rekeningen for starters, freelancers, and SMEs with tiered packages, integrated lending, and a 3-month free trial.

  2. 2

    Global financial services group headquartered in Amsterdam, offering Dutch business current accounts with digital tools, competitive startup incentives, and integration with international banking services.

  3. 3

    The Netherlands' largest cooperative bank, offering zakelijke rekeningen with regional branches, direct debit strength, and bundled business finance products for entrepreneurs and SMEs.

  4. 4

    Licensed digital bank specializing in self-employed and small business banking, with low transparent fees, automatic VAT savings, and account opening in five minutes.

  5. 5

    Netherlands' leading sustainable bank, offering zakelijke rekeningen with ethical investing standards, green financing, and integration with socially responsible business practices.

  6. 6

    Europe's leading independent sustainable bank, offering Dutch business accounts with zero-commission investing, green financing, and impact-focused banking aligned with social and environmental values.

  7. 7

    Accounting software platform with embedded business banking features, offering free IBAN accounts for self-employed, powered by Swan (Electronic Money Institution) via BNP Paribas partnership.