Accounts for Freelancers and Sole Traders
Accounts built for one person invoicing clients: a single IBAN, a card, invoicing or bookkeeping attached, and pricing that makes sense on freelance turnover. Every provider on this page onboards businesses from several European countries, so the account survives a move or a client abroad. Freelancer accounts tied to one country, like Kontist in Germany or Tide in the UK, live on their country pages instead. What separates a good one is the monthly cost against the included transfers, how it handles VAT and tax set-asides, the onboarding time, and whether the licence behind it is a bank or an e-money institution. We rank on reader interest and provider reach.
- 1
The only licensed bank among this category's providers, offering business accounts across 9 European countries with multi-currency support and bookkeeping integration.
- 2
A French payment institution with accounts designed for freelancers and sole traders across 9 European countries, including invoicing and bookkeeping tools built in.
- 3
A fintech platform offering free business accounts to freelancers in 9 European countries with cashback rewards, invoicing, and expense management.
- 4
Greek tech bank operating across 29 European countries, offering business bank accounts with IBAN, card issuing, and payments solutions to freelancers and small business owners.
- 5
Estonian platform combining company formation, VAT-compliant invoicing, accounting, and business bank accounts for European freelancers and solopreneurs, with IBAN provided through banking partners.
- 6
A Finnish payment institution offering business accounts for solopreneurs and teams in Germany, Finland, and Austria, with invoicing and integrated bookkeeping.
- 7
Lithuanian electronic money institution offering business accounts for European freelancers and sole traders, with multi-currency support and international payments designed for remote invoicing.