Multi-Currency and International Payment Accounts
Accounts that hold more than euros. These give you local receiving details in GBP, USD and often twenty more currencies, plus conversion at a rate you can check against the mid-market. They suit exporters, agencies billing abroad and anyone paying contractors in another currency. The numbers that decide it are the FX markup, whether you get real local account details or only a SWIFT reference, what an outgoing SWIFT payment costs on both ends, and the daily cut-off for same-day sending. Most firms here are licensed payment or e-money institutions rather than banks, so each listing names the licence and who safeguards the money. Ranked by clicks and reach.
- 1
Global business account for holding and moving money across 40+ currencies, with local account details in USD, EUR, GBP and others. Pays invoices and receives funds at near-interbank rates, regulated in the UK as a payment institution.
- 2
A multi-currency platform by Banco Santander offering local collection accounts in 14+ currencies, FX hedging, and payments across 160+ countries, regulated by the FCA as a payment institution.
- 3
Lithuanian e-money institution with twelve local currency accounts, real IBANs in each currency, instant multi-currency transfers, and Visa cards for European founders managing international cash flow.
- 4
Multi-currency account and global payments platform with local receiving accounts in 70+ currencies. Regulated by the Central Bank of Ireland. Serves freelancers, agencies, ecommerce sellers, and businesses across 190+ countries.
- 5
Multi-currency business account with 25+ currencies, dedicated IBANs for each, expense management tools, and business cards. Revolut Bank UAB is licensed by the European Central Bank and regulated by the Bank of Lithuania.
- 6
Finnish e-money institution offering digital business accounts with twenty-two currencies, local accounts in EUR, GBP, USD, SEK, and DKK, tiered subscription pricing, and built-in expense management for European and UK founders.
- 7
Global business account and payments platform for operating like a local business in 70+ countries. Holds 20+ currencies with local account details, handles international payments, and offers FX conversion at interbank rates. Regulated as an electronic money institution in the Netherlands (DNB, license R179622).
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Lithuanian electronic money institution with 80+ currencies, IBANs for business clients, pan-European licensing, and tiered pricing tiers for scaling companies that need global payment infrastructure.
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Multi-currency business account with IBANs in 35+ currencies. Regulated by the FCA as both a payment institution and e-money institution. Client funds safeguarded with Tier 1 banks, not FSCS-covered. Built for international businesses managing multiple currencies.
- 10
UK-regulated electronic money institution offering multi-currency accounts in 34 currencies with local IBANs and international payments for European businesses.
- 11
An electronic money institution owned by Ant International that lets businesses receive in 20+ currencies and send to 200+ countries in 100+ currencies, with simplified account opening and no maintenance fees.
- 12
A Swiss multi-currency account provider with local IBANs in CHF, EUR, GBP, DKK, and USD/CAD domestic accounts, regulated as a payment institution in the EEA and supervised by the FMA in Liechtenstein.
- 13
Currency accounts for European SMEs with 135+ currencies and 25+ receive currencies. Regulated by the National Bank of Belgium as a payment institution. Local accounts in major currencies including USD, EUR, GBP, enabling direct receiving from each region.
- 14
Swiss deposit-taking financial institution regulated by FINMA, offering multi-currency business accounts with dedicated Swiss IBANs and support for 19 currencies including CHF, EUR, USD, and GBP.
- 15
FCA-regulated electronic money institution supporting 70+ currencies with local IBANs in UK and UAE, dedicated account managers, and mass payment capabilities for international businesses.